Anticipated closing costs

 Xena Vallone Realty Inc can walk you through closing - 941-706-1717
There are certain standard expenses associated with closing the sale of a house. These fees are often split between the buyer and seller, as dictated in the sales contract. Many are universal, but there are nuances to each, so you'll want a real estate expert in Florida to help guide you through the transaction.

Closing costs that are loan-related    (Click here for details)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

At closing, these taxes are usually paid    (Click here for details)

  • Property Taxes
  • Transfer Taxes and Recording Fees

At closing, these fees are often due    (Click here for details)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we get through the details of your sale, not only will we work to get the highest sales price, but we'll also advocate for lower closing costs. And once we've arrived at an agreement, we'll give a detailed list of the closing costs so you are informed of exactly what you're paying for.

Buyers: If you're buying a home in Bradenton, you'll receive a "Loan Estimate" (LE) of closing costs within three days of submitting your loan application and a "Closing Disclosure" no fewer than three days prior to closing. These estimates are based on the loan officer's previous experience and are required to be within an acceptable range so you're not startled when you come to closing time. We'll be glad to look at the estimate with you, answering your questions and highlighting any estimates of concern.

Finding the right home at the right price is just one part of a real estate transaction. Xena Vallone Realty Inc is seasoned at assisting both buyers and sellers when it comes to closings. E-mail or call me today at 941-706-1717 if your needs include a real estate pro ready for the business side of real estate.

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